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Plastic Surgery Financing
& Payment Plans
Plastic surgery can be a life-changing procedure. From solving medical problems to improving aesthetic appearance, these operations help millions feel happy and confident. One reason some patients may postpone such surgery is insufficient information about their financing options.
At Prestige Plastic Surgery, we believe that a lack of initial budget isn’t a reason to delay the operation you need. We offer a wide variety of financing options for both internal and external plastic surgery. Our mission is to help you achieve your goals.
Differences Between Third-Party and In-House Financing
Both third-party and in-house plastic surgery financing are effective for covering your operation expenses. However, they require a different approach.
Third-Party Plastic Surgery Financing
Third-party financing involves partnering with an external lender. These companies offer loans or payment plans, which they create specifically for medical procedures.
Such lenders often provide flexible terms and competitive interest rates. You can usually spread the payments over a long period. However, approval often depends on your credit score and financial history. This might limit options for some of our patients.
Third-Party Plastic Surgery Financing
Third-party financing involves partnering with an external lender. These companies offer loans or payment plans, which they create specifically for medical procedures. Such lenders often provide flexible terms and competitive interest rates. You can usually spread the payments over a long period. However, approval often depends on your credit score and financial history. This might limit options for some of our patients.
In-House Plastic Surgery Financing
The clinic manages in-house financing directly. We work with you to create a customized payment plan that fits your budget. This option tends to be more flexible because we can create suitable payment schedules for each patient. It’s also a great option for someone who may not be able to qualify for a traditional loan.
Both of these options make plastic surgery more accessible. The right choice depends on your needs and current financial situation.
Financing Options Available Through Prestige
At Prestige Plastic Surgery, we offer flexible in-house financing options. For more information please reach out to us today.
Our simple and manageable plans include:
Custom Plastic Surgery Payment Plans
Custom payment plans are created with your financial situation in mind. We’ll work with you to establish a schedule that allows you to spread payments over a comfortable period. Depending on your needs, you can opt for either a short-term or a long-term plan.
Zero-Interest Financing
For patients who can commit to a shorter repayment period, we can consider providing zero-interest financing. This option allows you to pay for your procedure over a set number of months with no interest fees.
Extended Payment Plans
If you need more time to cover plastic surgery expenses, we can offer extended payment plans with low monthly payments. The number of payments will be discussed individually.
Financing Options Available Through Third Parties
Before financing your surgery, you need to know all your options. If in-house payments aren’t the best choice for you, you can always choose third-party lenders. At Prestige, we work with the most respected financial institutions:
Alphaeon provides credit lines designed specifically for medical and cosmetic procedures. Many plans feature no-interest options. It’s available to patients with a broad range of credit scores.
CareCredit is one of the most popular healthcare financing solutions. With CareCredit, you can often choose from short-term financing options, some of which come with no interest (if paid within the promotional period). They also offer longer-term plans with fixed monthly payments.
Upstart offers personal loans tailored to your financial profile. Unlike many traditional lenders, Upstart considers factors beyond your credit score, such as your education and employment history, to determine your eligibility and interest rate.
HealthOne Financial offers both interest-free plans for shorter repayment periods and low-interest options for patients who need more time to pay off their balance.
Contact Us Today to Discuss Your Financing Options
At Prestige Plastic Surgery, we work closely with each patient to make sure that every second of their journey with the clinic is comfortable. If you can’t pay for the procedure upfront, we are ready to discuss plastic surgery financing options at any time.